As a family, our monthly expenses are not only limited to food, clothes, and paying for the monthly bills among other things. We also have to set aside a considerable amount of our monthly earnings for unexpected expenses like medical emergencies. That is actually one of the main reasons why we made sure that we have medical insurance. Every family member also has dental insurance. Dental care can be quite expensive and a family that is unprepared in cases where dental care is needed can be overwhelmed by how much a single treatment may cost. Being prepared is the key because we can never be sure with what would happen to us in the future.