Health insurance helps protect individuals against incurring huge financial debts when an emergency health situation arises. A major medical treatment can be very costly and without health insurance, you do not only miss out on the kind of treatment that you need but are also most likely to suffer financial loss. Medical emergencies happen at the most unexpected moments. Having health insurance gives you the security and peace of mind you need knowing that you and your loved ones will receive the proper medical attention and treatment even if you do not have the financial resources to pay for everything. You don’t have to worry about investing a lot of money just to have the health insurance that you need. There are reputable insurance providers that offer affordable health insurance policies. They provide the basic health coverage that most people need. You can visit their websites or talk to their agents to learn more about the various affordable insurance products that they offer.